Terms of Use

Informational purposes

Information on this website is provided for general informational and educational purposes. It is not intended to provide legal, tax, medical, or financial advice and should not be relied upon as a substitute for advice from an appropriate professional.

Insurance information

Insurance information presented on this website is general in nature. Plan availability, eligibility, premiums, benefits, provider networks, prescription drug coverage, cost sharing, enrollment periods, and other terms may vary by carrier, plan, location, eligibility, and plan year and may change.

Information provided by an insurance carrier, Marketplace, Medicare, government agency, or official plan document controls if it differs from information presented on this website.

No coverage created

Using this website, contacting SterlingMayo, submitting information, or scheduling a consultation does not create, bind, activate, renew, or change insurance coverage. Coverage is effective only when enrollment or other applicable requirements have been completed and coverage has been confirmed by the applicable carrier, Marketplace, or government program.

Producer relationship

SterlingMayo is the brand used by John Mayo, a licensed insurance producer. Insurance products and services are offered only where John Mayo is appropriately licensed and, when required, appointed with the applicable insurance carrier. SterlingMayo does not represent every carrier or every plan available in every area. Additional information is available on our Licensing & Disclosures page.

Third-party websites and services

This website may contain links to insurance carriers, Marketplaces, Medicare, government agencies, scheduling services, or other third-party websites and services. SterlingMayo does not control those third parties and is not responsible for their content, availability, security, or privacy practices. Use of third-party services may be subject to their own terms and policies.

Website availability and accuracy

We work to keep website information useful and current, but we do not guarantee that all information will always be complete, current, or error-free. Website content and functionality may be changed, updated, suspended, or discontinued without notice.

Acceptable use

You agree not to misuse this website, attempt unauthorized access, interfere with its operation or security, introduce malicious code, or use the website for unlawful purposes.

Intellectual property

Unless otherwise indicated, the SterlingMayo name, branding, website design, original written content, and other original materials on this website are owned by or used with permission by SterlingMayo and may not be reproduced or used for commercial purposes without permission, except as permitted by law.

Privacy

Use of personal information associated with this website is addressed in our Privacy Policy.

Changes to these terms

We may update these Terms of Use as our website, services, or legal requirements change. The current version will be posted on this page with its updated date.

Contact

Questions about these Terms of Use may be directed to SterlingMayo at info@sterlingmayo.com or (908) 969-0555.